Disclosures
Palmetto Advisory Group is a broker dealer and a member of FINRA and SIPC. Palmetto Advisory Group is affiliated with and shares ownership with Palmetto Advisory, a South Carolina registered investment advisor. A copy of Palmetto Advisory's Form ADV Part I and II is available at the SEC's investment adviser public disclosure site. Palmetto's website has been designed for informational purposes only and does not constitute an offer to sell and is not a solicitation of an offer to buy any security which may be referenced on this website. Such offers can only be made where lawful. The services and information provided through this site are for personal, noncommercial use and display. Palmetto does not intend to provide investment advice through this website and does not represent that specific securities or services discussed are suitable for any investor. Investors are advised not to rely on any information contained on the site in the process of making a fully informed investment decision. Palmetto does not, and this website does not intend to, render tax or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements or after being excluded or exempted.
This site is primarily intended for interested Financial Advisors residing in states and countries in which Palmetto is qualified to conduct business. This website is not a solicitation to buy, sell, or trade any type of security or fund. Investing is risky, and investors should know that they could lose all or a significant portion of their capital in any investment at any time.
Palmetto Advisory Group and Palmetto Advisory act as an independent third party marketing firms. Both firms also offer sales, marketing and in some cases product creation and structuring advice to asset management firms. Palmetto Advisory Group introduces Financial Advisors and wealth managers to mutual funds and private placements with the intention of helping our asset manager clients increase their assets under management. Private placements require that investors meet certain requirements and qualifications before being allowed to invest. Palmetto Advisory introduces Financial Advisors and wealth managers to separately managed account investors with the intention of helping our separately managed account manager clients increase their assets under management. In all cases Palmetto's compensation is based on receiving a portion of manager's management fees. When investors sign an investment management agreement for a separately managed account for which Palmetto Advisory will receive compensation Palmetto Advisory's portion of the manager's management fee is fully disclosed on a solicitor's disclosure document signed by the investor. Under no circumstances do fees paid to Palmetto Advisory Group or Palmetto Advisory increase the fees that are charged to investors. Both Palmetto Advisory Group and Palmetto Advisory have a financial incentive to refer investors to the managers we represent. Palmetto will not receive any compensation other than that which is outlined in its agreement with each investment manager represented by Palmetto.
Any complaints against the firm or one of its registered representatives should be submitted to Palmetto's CCO, Derrick Grava, by phone at 843.768.2535 or by email at dgrava@palmadv.com. Visitors to Palmetto's website should be advised that we may offer "links" to the websites of managers whom we represent or websites of people whose licenses we hold. In most cases these sites contain information that has been created, published, maintained or otherwise posted by organizations independent of Palmetto and Palmetto does not endorse, approve, certify or control these websites. Palmetto does not assume any responsibility for the accuracy, completeness or timeliness of the information located any websites to which we have provided links. Visitors to these websites should not rely on information contained therein until consulting with an independent financial professional or before otherwise verifying the accuracy of such information. Palmetto does not necessarily endorse or recommend any commercial product or services described on these websites.
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Business Continuity DISCLOSURE STATEMENT
Palmetto Advisory Group (“Palmetto”) has developed a Business Continuity Plan (“BCP”) on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we provide you with the following information on our business continuity plan.
Contacting Us
If after a significant business disruption you cannot contact us at our primary phone number, 843-768-2535, you should call our alternative number 404-402-7016.
Our Business Continuity Plan
Palmetto plans to quickly recover and resume business operations after a significant business disruption (SBD), and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption. Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank, and counter-party impact; and regulatory reporting. We provide in writing a BCP disclosure statement by mail upon request. Our firm maintains its back-up hard copy records locally and backs up its electronic records daily through a data back up service provider in another geographic location.
Palmetto’s BCP takes into account two kinds of significant business disruptions: internal and external. Significant business disruptions can vary in their scope, and may affect only our firm, the building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within one business day. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within three business days. In either situation, we plan to continue conducting business, and will notify you by telephone, or through our website www.palmettoadvisorygroup.com, or our customer emergency number, 404-402-7016, if the significant business disruption is so severe that it prevents us from remaining in business, we will inform you.
If you have questions about our business continuity plans, you can contact us at Palmetto Advisory Group, 210 Yellowthroat Lane, Kiawah Island, SC 29455 or by calling (843) 768-2535.
This site is primarily intended for interested Financial Advisors residing in states and countries in which Palmetto is qualified to conduct business. This website is not a solicitation to buy, sell, or trade any type of security or fund. Investing is risky, and investors should know that they could lose all or a significant portion of their capital in any investment at any time.
Palmetto Advisory Group and Palmetto Advisory act as an independent third party marketing firms. Both firms also offer sales, marketing and in some cases product creation and structuring advice to asset management firms. Palmetto Advisory Group introduces Financial Advisors and wealth managers to mutual funds and private placements with the intention of helping our asset manager clients increase their assets under management. Private placements require that investors meet certain requirements and qualifications before being allowed to invest. Palmetto Advisory introduces Financial Advisors and wealth managers to separately managed account investors with the intention of helping our separately managed account manager clients increase their assets under management. In all cases Palmetto's compensation is based on receiving a portion of manager's management fees. When investors sign an investment management agreement for a separately managed account for which Palmetto Advisory will receive compensation Palmetto Advisory's portion of the manager's management fee is fully disclosed on a solicitor's disclosure document signed by the investor. Under no circumstances do fees paid to Palmetto Advisory Group or Palmetto Advisory increase the fees that are charged to investors. Both Palmetto Advisory Group and Palmetto Advisory have a financial incentive to refer investors to the managers we represent. Palmetto will not receive any compensation other than that which is outlined in its agreement with each investment manager represented by Palmetto.
Any complaints against the firm or one of its registered representatives should be submitted to Palmetto's CCO, Derrick Grava, by phone at 843.768.2535 or by email at dgrava@palmadv.com. Visitors to Palmetto's website should be advised that we may offer "links" to the websites of managers whom we represent or websites of people whose licenses we hold. In most cases these sites contain information that has been created, published, maintained or otherwise posted by organizations independent of Palmetto and Palmetto does not endorse, approve, certify or control these websites. Palmetto does not assume any responsibility for the accuracy, completeness or timeliness of the information located any websites to which we have provided links. Visitors to these websites should not rely on information contained therein until consulting with an independent financial professional or before otherwise verifying the accuracy of such information. Palmetto does not necessarily endorse or recommend any commercial product or services described on these websites.
Click here for FINRA BrokerCheck
Business Continuity DISCLOSURE STATEMENT
Palmetto Advisory Group (“Palmetto”) has developed a Business Continuity Plan (“BCP”) on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we provide you with the following information on our business continuity plan.
Contacting Us
If after a significant business disruption you cannot contact us at our primary phone number, 843-768-2535, you should call our alternative number 404-402-7016.
Our Business Continuity Plan
Palmetto plans to quickly recover and resume business operations after a significant business disruption (SBD), and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption. Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank, and counter-party impact; and regulatory reporting. We provide in writing a BCP disclosure statement by mail upon request. Our firm maintains its back-up hard copy records locally and backs up its electronic records daily through a data back up service provider in another geographic location.
Palmetto’s BCP takes into account two kinds of significant business disruptions: internal and external. Significant business disruptions can vary in their scope, and may affect only our firm, the building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within one business day. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within three business days. In either situation, we plan to continue conducting business, and will notify you by telephone, or through our website www.palmettoadvisorygroup.com, or our customer emergency number, 404-402-7016, if the significant business disruption is so severe that it prevents us from remaining in business, we will inform you.
If you have questions about our business continuity plans, you can contact us at Palmetto Advisory Group, 210 Yellowthroat Lane, Kiawah Island, SC 29455 or by calling (843) 768-2535.